Drop your insurance PDF. PolicyPlain scans the wording with rules tuned for Indian insurers (Star, HDFC ERGO, ICICI Lombard, Niva Bupa, Care, Bajaj…) and flags every exclusion, waiting period, sub-limit and trap clause — instantly.
Drop your PDF here or click to browse
Health, term, vehicle insurance policies · Max 20 MB
Your document stays yours — analysed in memory, never stored or sold. India + US health/term/vehicle policies supported.
Free
No signup, no API key needed
~3 s
Rule-based extraction time
Indian
Tuned for Star, HDFC ERGO, Bajaj, Niva Bupa
Offline-safe
Optional AI polish — works without it
How it works
Drag and drop any insurance PDF — health, term life, vehicle, or home. Up to 20 MB.
Our rule-based extractor (tuned for Indian insurer phrasings) finds exclusions, waiting periods, sub-limits, and renewal traps — no LLM key required.
Exclusions, waiting periods, claim steps, and red-flag clauses — in language anyone can understand.
What you get
Insurance companies hide the worst parts in appendix C. We find them for you.
Every condition, treatment, or event your insurer will deny. Listed plainly, not buried in legalese.
The fine print that voids your claim when you need it most. We flag every one.
Coverage doesn't start on day one for most benefits. Here's exactly when each kicks in.
What to do, in what order, with what paperwork — so you aren't scrambling during a crisis.
Your policy says ₹10L covered — but room rent is capped at ₹3K/day. We surface all sub-limits.
One paragraph. What this policy actually is, who it's good for, and what to watch out for.
Who this is for
Three painful moments PolicyPlain is built for.
All three brochures look the same. The exclusions, waiting periods, and room-rent caps decide whether you actually get paid. Upload each PDF — see them side by side in plain English.
60 pages. Three appendices. You want to know — am I covered for X? Drop the PDF, scroll to the exclusions section, get a one-paragraph answer.
They quoted a clause. You have no idea what it means. Paste the policy + denial reason — PolicyPlain shows whether the denial is valid and what your appeal options are.
Your PDF is uploaded over an encrypted connection, analysed by AI, and immediately discarded. We never store, sell, or train on your policy documents.
FAQ
Drop your PDF above and get a plain-English breakdown of every exclusion, waiting period, and trap clause — free, instantly.
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